Maria Ferrante-Schepis

How Innovation May Have Prevented The Flight From Middle Market

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A recent Wall Street Journal article published this chart which is very curious. The majority of unbanked households are in what would be labeled racial minority groups. However they are also, according to the US Census Bureau, the fastest growing segments of the population.


You Talkin’ To Me? How Gen Y Hears “Insurance”

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If you are an insurance company marketing executive wondering about how to tackle the Gen Y (or Millennial) market, trying to crack the code can be exhausting. Brace yourself. There’s something you need to know.


Three Bankable Innovation Opportunities Post Financial Regulatory Reform

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Too small to fail; is idea agility the new competitive advantage after Financial Regulatory Reform?


Financial Services Innovation AFTER Reform

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As the financial services industry gets ready for reform, many are thinking about what new rules, restrictions and barriers will be in the way of innovation.